24-Hour Pre-Settlement Funding
No-win / no-pay
Lowest rate guarantee
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Pre-Settlement Funding Isn’t a Loan – It’s a Lifeline
Auto accident loans are our specialty. We offer low rates and lightning-fast case review for a wide range of cases, from car and truck accidents to bike and pedestrian wrecks.
While some premises liability claims can be tricky to underwrite, our experienced staff can help you get some of the lowest pre-settlement funding rates around.
Personal injury loans are granted based on the quality of the case and repayment is contingent on your settlement. Learn more about personal injury loans here.
Cash advances for medical malpractice lawsuits can help pay medical bills during a drawn-out case
Police brutality claims can take years to settle. Lawsuit loans for police brutality claims can help plaintiffs get the justice they deserve.
FELA accident loans help victims suffering from injuries while they wait for their negligence lawsuit to settle.
Why Choose Provident Legal Funding?
No Upfront Charges
We never charge upfront out-of-pocket fees. Our accident loan is only paid off by your attorney after your case settles. No monthly payments, no hassle, and no risk of repayment if your case is unsuccessful. It’s that simple!
At other lawsuit funding companies, it can be tough to get a quote on what you’ll payback before the collect a ton of information. That makes it tough for you to compare rates and get the best deal. We’ll give you a quote upfront, on the first call.
Plaintiffs Come First
At other plaintiff funding companies, their “client” is the attorney or law firm you hired. At Provident, we think plaintiffs should have the power to shop around and find the best rate — not go with whatever company is easiest for your attorney.
Direct Funder, Simple Rates
You want to avoid compounding interest or else you’ll end up paying more for the funding over time. Instead, we charge simple interest on most general personal injury claims and we are a direct pre-settlement lender based in California. Get cash without brokers! At Provident, we typically charge less than 5% of review and processing fees — much lower than most legal funding companies.
With pre-settlement legal funding, qualifying for an advance is easier because all that matters is the quality of your case. Your attorney repays us if and only if the case settles in your favor. If your claim is unsuccessful, neither you nor your attorney owe us anything. That means we never need to check your credit or employment background history.
Lighting Fast Funding
After we receive some basic information from your attorney, we can complete our review in hours, not days. Our goal is to complete your loan request within 24 hours. Once approved, you can access funds as soon as a few minutes. We offer direct deposit and MoneyGram (both nearly instantaneous), Western Union, wire transfers, and overnight check delivery — whichever delivery method is best for you
Pre-Settlement Funding FAQs
Pre-settlement funding is an advance on your pending legal claim. It can help give plaintiff the breathing room and financial wherewithal to see a personal injury claim through to a favorable resolution. All pre-settlement funds from reputable companies come with no-win / no-pay contingency. That means that you can use a lawsuit loan as a risk-free tool on your way to settlement.
No. Our cash advance is based “on contingency,” which means that Provident’s funding isn’t technically considered a loan — even though that’s the term the industry uses. If your car accident or personal injury lawsuit is not successful, you won’t have to pay us a penny. This differs from loans where a sum of money is borrowed and is expected to be paid back with interest.
Give our reps a call at (800) 908-6860 and tell us a little about your case to get an instant legal funding quote.
For most general personal injury cases, we can approve your case within minutes of speaking with your attorney and receiving basic documentation. Depending on your selected method of funds delivery — wire, check, MoneyGram, or direct deposit (major financial institutions only) — funding can be made available within as little as one hour after approval.
This is an important question. Different case types often come with different rates. Provident Legal Funding offers some of the lowest rates in the industry. Our lowest rate guarantee means that we will meet or beat any competing funding company’s contract. Contact us and tell us a little about your case to get an instant accident loan quote.
Just like most personal injury attorneys, our lawsuit funding is based on contingency. That means you don’t owe us a penny unless you win your case. If you take out an accident loan and lose your case, neither you nor your attorney owes us anything. You get to keep the cash for free!
The maximum funding you can qualify for is 15% of the expected value of your claim. For example, if you have a $100,000 claim, you can qualify for up to $15,000 in funding. If you have a $10,000 claim, you can qualify for up to $1,500 in funding.
Understanding whether you qualify for funding is simple:
You must have an attorney, hired on a contingency basis. That attorney must also control settlement proceeds in a trust account. This is the case for most personal injury plaintiffs with attorneys.
You must be pursuing a claim against an insured party. The at-fault party can also be self-insured, like the city or state and some large corporations.
You must have a valid legal claim with documented liability. Our underwriters like to have some clear indication of how you were injured.
Loan approval depends on the strength of your case. The stronger your personal injury or car accident claim, the more likely you will be approved.
To calculate how much funding you qualify for, Provident’s underwriting team will estimate the value of your claim. We don’t care about credit or employment – all we care about is liability, damages, and coverage.
Is the defendant liable? In order for a case to be successful, the opposing party must be responsible for a plaintiff’s damages. Usually, funding companies look to a traffic accident report, incident report or witness statements to review liability.
What are the damages? Depending on the stage of your case, and the amount you’re requesting, loan companies may want to see medical records that show your injuries. This helps us understand the total value of your case, and what expenses have been taken “on lien.”
How much much liability coverage do they have? In most cases, insurance policy limits are assumed to be a maximum to your lawsuit’s value. If policy limits are unknown, funding companies usually have to assume the relevant state minimum unless the offending party has commercial liability insurance.
We are happy to provide complementary direct deposit for major national banks. We can also send wires, checks, and work with a variety of different providers including Western Union and MoneyGram for nearly instant cash delivery.
Slip and fall claims
Assault and battery cases
Any type of personal injury case