Pre-Settlement Funding & Lawsuit Loans

  • Get $500 – $500k in 24 hours
  • Low, simple rates (no compounding)
  • Repay $0 if you lose your case

    Apply Today,
    Get Funds Tomorrow






    It's not a loan, it's a lifeline

    What Types of Claims are Covered?

    24 hour fast and easy auto accident loans from Provident Legal Funding

    Auto Accidents

    Auto accident loans are our specialty. We offer low rates and lightning-fast case review for a wide range of cases, from car and truck accidents to bike and pedestrian wrecks.

    Premises liability accident lawsuit loans from Provident Legal Funding

    Premises Liability

    While some premises liability claims can be tricky to underwrite, our experienced staff can help you get some of the lowest rates around.

    Provident's expert underwriters provide fast funding with great rates on slip and fall accident lawsuits

    Other Personal Injury Claims

    Personal injury loans are granted based on the quality of the case and repayment is contingent on your settlement. Learn more about personal injury loans here.

    Medical malpractice lawsuit pre settlement funding from Provident Legal Funding

    Medical Malpractice

    Cash advances for medical malpractice lawsuits can help pay medical bills during a drawn-out case.

    Police brutality lawsuit funding from Provident Legal Funding

    Police Brutality

    Police brutality claims can take years to settle. Lawsuit loans for police brutality claims can help plaintiffs get the justice they deserve.

    Low rate FELA lawsuit funding from Provident Legal Funding

    FELA Lawsuits

    FELA accident loans help victims suffering from injuries while they wait for their negligence lawsuit to settle.

    Why Choose Provident Legal Funding?

    Our low rate guarantee can save plaintiffs from expensive lawsuit funding contracts

    No Upfront Charges

    We never charge upfront out-of-pocket fees for a lawsuit loan. Our accident loan is only paid off by your attorney after your case settles. No monthly payments, no hassle, and no risk of repayment if your case is unsuccessful. It’s that simple!

    Our low, simple rates can save you money in the long term

    Lowest Rate Guarantee

    At other lawsuit funding companies, it can be tough to get a quote on what you’ll payback before the collect a ton of information. That makes it tough for you to compare rates and get the best deal. We’ll give you a quote upfront for our lawsuit loans, on the first call.

    Unlike other pre settlement funding companies, Provident puts plaintiffs first

    Plaintiffs Come First

    At other plaintiff funding companies, their “client” is the attorney or law firm you hired. At Provident, we think plaintiffs should have the power to shop around and find the best rate for their lawsuit loan — not go with whatever company is easiest for your attorney.

    Provident Legal Funding is a direct funder with simple rates for most injury claims

    Direct Funder, Simple Rates

    You want to avoid compounding interest or else you’ll end up paying more for the funding over time. Instead, we charge simple interest on most general personal injury claims and we are a direct pre-settlement lender based in California. Get cash without brokers! At Provident, we typically charge less than 5% of review and processing fees on lawsuit loans — much lower than most legal funding companies.

    Provident Legal Funding is a plaintiff's favorite with NO credit or employment checks

    No Credit or Employment Checks

    With pre-settlement legal funding, qualifying for an advance is easier because all that matters is the quality of your case. Your attorney repays us if and only if the case settles in your favor. If your claim is unsuccessful, neither you nor your attorney owe us anything for the lawsuit loan. That means we never need to check your credit or employment background history.

    24 hour review and 24 hour funding with Provident

    Lighting Fast Funding

    After we receive some basic information from your attorney, we can complete our review in hours, not days. Our goal is to complete your lawsuit loan request within 24 hours. Once approved, you can access funds as soon as a few minutes. We offer direct deposit and MoneyGram (both nearly instantaneous), Western Union, wire transfers, and overnight check delivery — whichever delivery method is best for you

    Pre-Settlement Funding FAQs

    What is pre-settlement funding?

    Pre-settlement funding is an advance on your pending legal claim. It can help give plaintiff the breathing room and financial wherewithal to see a personal injury claim through to a favorable resolution. All pre-settlement funds from reputable companies come with no-win / no-pay contingency. That means that you can use a lawsuit loan as a risk-free tool on your way to settlement.

    Is a lawsuit cash advance a loan?

    No. Our cash advance is based “on contingency,” which means that Provident’s funding isn’t technically considered a loan — even though that’s the term the industry uses. If your car accident or personal injury lawsuit is not successful, you won’t have to pay us a penny. This differs from loans where a sum of money is borrowed and is expected to be paid back with interest.

    Give our reps a call at (800) 908-6860 and tell us a little about your case to get an instant legal funding quote.

    How fast can I get a lawsuit cash advance?

    For most general personal injury cases, we can approve your case within minutes of speaking with your attorney and receiving basic documentation. Depending on your selected method of funds delivery — wire, check, MoneyGram, or direct deposit (major financial institutions only) — funding can be made available within as little as one hour after approval.

    How much does funding cost?

    This is an important question. Different case types often come with different rates. Provident Legal Funding offers some of the lowest rates in the industry. Our lowest rate guarantee means that we will meet or beat any competing funding company’s contract. Contact us and tell us a little about your case to get an instant accident loan quote.

    What happens if I lose my case?

    Just like most personal injury attorneys, our lawsuit funding is based on contingency. That means you don’t owe us a penny unless you win your case. If you take out an accident loan and lose your case, neither you nor your attorney owes us anything. You get to keep the cash for free!

    What is the maximum amount of money I can borrow?

    The maximum funding you can qualify for is 15% of the expected value of your claim. For example, if you have a $100,000 claim, you can qualify for up to $15,000 in funding. If you have a $10,000 claim, you can qualify for up to $1,500 in funding.

    Do I qualify for a pre-settlement lawsuit loan?

    Understanding whether you qualify for funding is simple:

    You must have an attorney, hired on a contingency basis. That attorney must also control settlement proceeds in a trust account. This is the case for most personal injury plaintiffs with attorneys.

    You must be pursuing a claim against an insured party. The at-fault party can also be self-insured, like the city or state and some large corporations.

    You must have a valid legal claim with documented liability. Our underwriters like to have some clear indication of how you were injured.

    Loan approval depends on the strength of your case. The stronger your personal injury or car accident claim, the more likely you will be approved.

    How much money can I borrow against my lawsuit?

    To calculate how much funding you qualify for, Provident’s underwriting team will estimate the value of your claim. We don’t care about credit or employment – all we care about is liability, damages, and coverage.

    Is the defendant liable? In order for a case to be successful, the opposing party must be responsible for a plaintiff’s damages. Usually, funding companies look to a traffic accident report, incident report or witness statements to review liability.

    What are the damages? Depending on the stage of your case, and the amount you’re requesting, loan companies may want to see medical records that show your injuries. This helps us understand the total value of your case, and what expenses have been taken “on lien.”

    How much much liability coverage do they have? In most cases, insurance policy limits are assumed to be a maximum to your lawsuit’s value. If policy limits are unknown, funding companies usually have to assume the relevant state minimum unless the offending party has commercial liability insurance.

    How do you deliver my lawsuit funding?

    We are happy to provide complementary direct deposit for major national banks. We can also send wires, checks, and work with a variety of different providers including Western Union and MoneyGram for nearly instant cash delivery.

    What cases qualify for funding?

    Personal injury, Premises liability, Slip and fall claims, FELA lawsuits, Police brutality, Medical malpractice, Construction accidents, Assault and battery cases, Car accidents, Truck accidents, Bus accidents, Bike accidents, Pedestrian accidents, Motorcycle accidents…
    Any type of personal injury case

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