Car Accident Loans: Easy, Risk Free, 24 Hour Approval

No win / no pay means you don't pay back a cent if your case settles unfavorably.

No Win / No Pay

Provident offers some of the fastest turnaround on personal injury loans with 24 hour review and same-day funding

24 Hour Legal Funding

Provident's lowest rate guarantee means we'll beat any competitor's funding contract, guaranteed.

Lowest Rate Guarantee

The road to recovery is long.

Provident Legal Funding provides a no-risk lawsuit advance for immediate financial relief.

Not a loan — it’s a lifeline.

Types Of Auto Accidents We Fund

Fast approval for funding on commercial vehicle accident lawsuits from Provident Legal Funding

Commercial Vehicle Accidents

Nearly all commercial vehicles carry $100,000+ in liability coverage. Provident specializes in funding claims against commercial auto insurance companies. We can help you fight back for a fair settlement.

Bus accident lawsuit loans from Provident Legal Funding

Bus Accidents

Whether your case is against a public (self-insured) or commercial operator, Provident has your back. Bus accident lawsuits aren’t typically a question of liability, so we provide some of the lowest rates in the industry.

Provident proudly provides funding on Uber, Lyft and other ridesharing claims

Uber, Lyft & Ride-Sharing Accidents

During and after pickup of a passenger, Uber and Lyft drivers carry $1 million in bodily injury and UIM (uninsured motorist) coverage). That means that you're covered regardless of who caused the accident.

Fast approval on semi truck accident legal funding from Provident Legal Funding

Semi Truck Accidents

All semi-trucks must carry commercial liability insurance. However, you’re up against a large insurance company with more financial and legal resources than you have at your disposal. While they have seemingly unlimited funds, you may be struggling to make rent.

Provident provides 24 hour no-risk funding before your taxi or limousine accident claim settles.

Taxi and Limousine Accidents

Just like other commercial vehicles, Taxis and Limousines typically carry substantial coverage. While actual limits vary, Provident can typically assume coverage in excess of $100k, even before policy limits are disclosed.

Pedestrian accident lawsuit pre settlement loans from Provident Legal Funding

Pedestrian Accidents

Provident provides fast and easy funding on pedestrian accidents. Because pedestrian accidents can involve serious injuries, these types of cases can take a long time to settle.

Motorcycle accident lawsuit loans from Provident Legal Funding

Motorcycle Accidents

Even with full safety gear, motorcycle accidents often involve substantial damages. Given the typically high case values, Provident specializes in motorcycle accident lawsuits.

Pre settlement bicycle accident funding from Provident Legal Funding

Bike Accidents

Unfortunately, bicyclists can be severely injured in an auto vs. bike accident. These cases typically involve large damages. As a result, bike accident victims can typically qualify for low rates on funding.

Provident can provide cash advances on private vehicle accident claims even before policy limits are discovered

Private Vehicle Accidents

Even if policy limits of the defendant are not yet known, Provident can fund private vehicle accident cases if the offending party is insured. Our private vehicle funding is fast and easy.

Don’t see your claim category?
Give us a call toll-free at (800) 908-6860 to instantly find out if you qualify for funding.


Provident Legal Funding: Getting You Back on the Road to Financial Recovery

If you’ve been in a car accident, you know exactly how devastating it can be. You may be out of work, have high medical bills, and to top it all off you’re spending countless time and energy fighting a court case with the at-fault party. This can all make meeting your everyday living expenses a nightmare. Your healing is paramount, but you also have to pay the bills.

That’s where auto accident loans from Provident Legal Funding can help. We take care of your financial needs so you can focus on your physical and emotional well-being.

Whether it be an insurance company or individual, the other side knows who they’re up against: an independent plaintiff who is financially stressed and eager for resolution. Insurance companies often try pressure people to settle early and way under the deserved compensation amount just so they can meet rent, and it’s often a successful tactic. Even if the defending ultimately plans to settle, they may drag a car accident lawsuit out in an effort to get you to settle for less.

Applying for a car accident loan with Provident Legal Funding can eliminate this issue by giving you the upper hand in your case. We work with clients in a wide array of cases, but we take pride in helping auto accident victims get the justice they deserve. We can give you an advance on your settlement to pay your medical bills, rent, food — anything that your inability to work is turning into a roadblock.

We believe one’s access to justice shouldn’t be based on financial resources. We help plaintiffs hold insurance companies accountable. Best of all, it’s risk-free — if you don’t win or settle your case, you owe us nothing.

For Most Accident Claims, We Offer Lawsuit Cash Advances In Under 24 Hours

Apply online or call

We review your case

You get cash in 24 hours

Pre-Settlement Car Accident Loan FAQs

What is an auto accident lawsuit loan?

So what exactly are car accident loans? In short, they’re simply what we call lawsuit loans when they involve a car accident victim. So the more important question is, what is a lawsuit loan?

A lawsuit loan isn’t really a loan at all. It’s a bit of a misnomer. Auto accident loan companies instead purchase a portion of your future settlement. Auto accident lawsuit advances from Provident all come with no-win/no-pay guarantees. If your claim is unsuccessful for any reason, you never pay us back a penny.

In the meantime, the cash upfront can help you pay for living and medical expenses if you’re injured and out of work, or just short on cash. This means that your lawyer will be able to take their time getting you a fair auto accident settlement.

What makes Provident Legal Funding different?

Not every pre settlement funding company offers the same rates on legal funding. Many industry leaders will have more lax underwriting standards, but this means they pass these losses along to plaintiffs in the form of high interest rates and fees.

Because Provident is more conservative with funding, we are able to offer lower rates than large competitors.

Do I qualify for a car accident loan?

Qualifying for lawsuit loans with Provident is fast and easy. To review your case for funding, we only require that:

  1. You’re 18 years of age or older.
  2. You have valid auto accident claim.
  3. An attorney represents you on a contingency basis, and will control settlement proceeds in a trust account.

Once you’ve qualified, we’ll reach out to your attorney directly to see if we can approve your case for funding. Because auto accident loans often involve very clear and well-documented liability, Provident frequently funds accident claims within 24 hours.

How much can I qualify for?

The amount you qualify for depends on an estimate of your case value. Typically, Provident can advance 10% – 15% of the expected value of your auto accident claim. Assuming conservative treatment for your injuries, as a general rule-of-thumb, we assume around two to three times medical expenses for auto accident lawsuit settlements.

Because our underwriters are practicing auto accident lawyers, we’re able to provide more funding at lower rates than most competitors. Because we have lower loss rates and only fund strong auto accident claims, you get to keep more of your settlement in your pocket.

Visit Our Car Accident Lawsuit Guide for More Information