Qualifying for Assault and Battery Lawsuit Loans
Qualifying for legal funding in an assault case is simple. Assuming that you are over the age of 18, you only need to meet the following criteria:
- Your case has an attorney working on contingency – First and foremost, having already hired an attorney simply shows that your case is serious. We work directly with your legal counsel, so they need to already be invested in the case. Second, contingency is a professional seal of approval that your case is strong.
- You’ve suffered a physical injury – While we understand emotional and mental trauma is real, especially in an assault case, we cannot assign value to non-physical damages. The severity of the injury will not affect your approval, but one must have occurred.
- The other party is liable for damages – In this type of case, this basically means it was assault and not a fight where both parties are liable. The police report will be clear enough evidence of this.
We understand the trauma that you’ve been through, so we try to make the process as simple as possible. If you meet these qualifications, then you are a perfect candidate.
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How Much Funding Can I Get on an Assault and Battery Claim?
How much of an advance you can get with the lawsuit loan depends entirely on the value of your case. Typically, Provident can pre-settlement funding up to 15% of your expected assault and battery settlement value.
After you apply, our expert case managers and underwriters work directly with your law office to understand the potential value of your claim. We focus on liability, damages, and coverage.
Liability is important because it determines whether or not your case will be successful. Who is at fault for your injuries? Are there multiple defendants and what are the theories of liability for each defendant? Some claims assert that there was inadequate security at a venue. Some claims are against employees like the bouncer at a club. Either way, we collect information from your attorney to determine where fault lies.
Damages help us understand how much your claim is worth, assuming it is successful. Once we understand the total damages involved (medical expenses, lost wages, pain, and suffering, etc.) then we can understand the ultimate value of your claim.
Learn More About Assault and Battery Lawsuits
The Bureau of Justice Statistics (BJS) breaks assault and battery into two categories
- Aggravated assault is an unlawful attack that causes a physical injury that requires medical attention, or when a weapon is used
- Simple assault is an unlawful attack with no weapon involved that causes minor physical harm
Although referring to criminal assault and battery, BJS publishes statistics on criminal victimization. Their study shows that there are about 5 million incidents of criminal victimization a year. While not all of those will eventually lead to a civil lawsuit, many do.
The first thing to do after your injury is to consult a personal injury attorney. They will be able to get you the treatment you need on-lien and help you seek a successful assault and battery settlement.
Assault and battery lawsuits can take a long time to settle. Whether your claim is against an insurance company or a person, neither is going to want to cough up a fair settlement immediately.
Typically, once you’ve finished treatment, your attorney will send a demand letter. If the defendant does not offer a settlement, it is likely your attorney will have to file your lawsuit. Once your lawsuit is filed, it can still take several months to actually settle your case.
In the meantime, Provident can help. We provide fast and easy legal funding on assault and battery claims. Our expert underwriters understand the complexity of assault and battery claims and can offer some of the lowest rates in the industry. Apply online or call us today at (800) 908-6860 to get started.